Personal Finance Tips

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20262026
+5+5
CAPTAIN'S LOG: Charting The Course For Your Financial Resolution Through Galaxy 2026

CAPTAIN'S LOG: Charting The Course For Your Financial Resolution Through Galaxy 2026

A step-by-step framework from my navigation console. Adapt it to plot your own financial resolutions.

Mitch
Year End Financial ReviewYear End Financial Review
+4+4
The 2026 Orbital Launch Sequence: Your 5-Step Check (Takes < 1 Hour) 👨‍🚀

The 2026 Orbital Launch Sequence: Your 5-Step Check (Takes < 1 Hour) 👨‍🚀

Strap in, co-pilot. We're running a final diagnostic before we launch into the new fiscal year.

Mitch
Holiday SpendingHoliday Spending
+4+4
How to Have a Whoville Holiday (Without the Mt. Crumpit Hangover)

How to Have a Whoville Holiday (Without the Mt. Crumpit Hangover)

🎬 Your guide to smart spending—inspired by The Grinch and Elf.

Richard Yoon, +1
Credit CardsCredit Cards
+4+4
🎃 Don’t Let Halloween Tricks Drain Your Treat Budget

🎃 Don’t Let Halloween Tricks Drain Your Treat Budget

How to enjoy the upcoming holiday season without your wallet looking like last year’s forgotten pumpkin.

Richard Yoon, +1
Finance BasicsFinance Basics
+4+4
Your Pay Stub Decoded: Where Your "$50k Salary" Actually Goes

Your Pay Stub Decoded: Where Your "$50k Salary" Actually Goes

Why does your final paycheck feel so much smaller? We're breaking down the line-by-line deductions so you can become a pay stub detective. 🕵️

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+3+3
Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

How to split group costs without anxiety, the awkwardness, or the eternal “you owe me” tombstone.

Richard Yoon, +1
FraudFraud
+3+3
Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Last time we protected your credit from identity theft. Now, let’s protect your cold, hard-earned cash from sneaky instant scams.

Richard Yoon, +1
New CarNew Car
+3+3
Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Spoiler: There's no single right answer. But there's a right answer for you. Let's find it with a simple analogy everyone gets: your phone plan.

Richard Yoon
Financial PsychologyFinancial Psychology
+4+4
Make Extra Money Without Burning Out

Make Extra Money Without Burning Out

How to side hustle sustainably without working yourself into the ground.

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+4+4
Lifestyle Creep Is Stealing Your Future (And Your Avocado Toast Is An Accomplice)

Lifestyle Creep Is Stealing Your Future (And Your Avocado Toast Is An Accomplice)

You’re not being dramatic—insurance can feel like burning money. But it’s also the most underrated tool to protect your future self and family (and most importantly, your bank account’s livelihood). It’s one of those things you don’t realize you need...until you really need it.

Richard Yoon, +1
Saving Money HacksSaving Money Hacks
+6+6
Why Insurance Isn’t A Scam (Even If It Feels Like One)

Why Insurance Isn’t A Scam (Even If It Feels Like One)

You’re not being dramatic—insurance can feel like burning money. But it’s also the most underrated tool to protect your future self and family (and most importantly, your bank account’s livelihood). It’s one of those things you don’t realize you need...until you really need it.

Richard Yoon, +1
Saving Money HacksSaving Money Hacks
+7+7
Where Should I Even Keep My Money?

Where Should I Even Keep My Money?

From checking accounts to high-yield savings, investing, and even neobanks—let’s find the smartest (and safest) spots for your cash. Sorry, Grandma, but your Folgers Fund isn’t exactly beating inflation...

Richard Yoon, +1