Personal Finance Tips

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Financial PsychologyFinancial Psychology
+3+3
Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

How to split group costs without anxiety, the awkwardness, or the eternal “you owe me” tombstone.

Richard Yoon, +1
FraudFraud
+3+3
Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Last time we protected your credit from identity theft. Now, let’s protect your cold, hard-earned cash from sneaky instant scams.

Richard Yoon, +1
New CarNew Car
+3+3
Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Spoiler: There's no single right answer. But there's a right answer for you. Let's find it with a simple analogy everyone gets: your phone plan.

Richard Yoon
Financial PsychologyFinancial Psychology
+4+4
Make Extra Money Without Burning Out

Make Extra Money Without Burning Out

How to side hustle sustainably without working yourself into the ground.

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+4+4
Lifestyle Creep Is Stealing Your Future (And Your Avocado Toast Is An Accomplice)

Lifestyle Creep Is Stealing Your Future (And Your Avocado Toast Is An Accomplice)

You’re not being dramatic—insurance can feel like burning money. But it’s also the most underrated tool to protect your future self and family (and most importantly, your bank account’s livelihood). It’s one of those things you don’t realize you need...until you really need it.

Richard Yoon, +1
Saving Money HacksSaving Money Hacks
+6+6
Why Insurance Isn’t A Scam (Even If It Feels Like One)

Why Insurance Isn’t A Scam (Even If It Feels Like One)

You’re not being dramatic—insurance can feel like burning money. But it’s also the most underrated tool to protect your future self and family (and most importantly, your bank account’s livelihood). It’s one of those things you don’t realize you need...until you really need it.

Richard Yoon, +1
Saving Money HacksSaving Money Hacks
+7+7
Where Should I Even Keep My Money?

Where Should I Even Keep My Money?

From checking accounts to high-yield savings, investing, and even neobanks—let’s find the smartest (and safest) spots for your cash. Sorry, Grandma, but your Folgers Fund isn’t exactly beating inflation...

Richard Yoon, +1
Personal Finance TipsPersonal Finance Tips
+2+2
Don’t Let Fraud Ruin Your Credit Glow-Up

Don’t Let Fraud Ruin Your Credit Glow-Up

Identity theft is real, but it doesn’t have to wreck your wallet.

Richard Yoon, +1
LoansLoans
+6+6
Get the Yes (Without the Stress): Securing Better Loan Terms

Get the Yes (Without the Stress): Securing Better Loan Terms

From credit scores to timing tips—here’s how to make lenders want to say yes to you.

Richard Yoon, +1
Credit CardsCredit Cards
+5+5
✈️ Ballin’ on a Budget: How to Travel Without Breaking the Bank

✈️ Ballin’ on a Budget: How to Travel Without Breaking the Bank

Smart tips for saving on trips—from flights to food—plus how your credit card can be your very own travel agent that saves you money.

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+4+4
Mind Over Money: Why You Buy Things You Don’t Need

Mind Over Money: Why You Buy Things You Don’t Need

How your brain tricks you into overspending—and how to outsmart it.

Richard Yoon, +1
Future ProofingFuture Proofing
+4+4
Taxes, But Make It Make Sense — Part 1

Taxes, But Make It Make Sense — Part 1

A beginner's guide to the basics of filing your taxes—without spiraling into panic mode.

Richard Yoon, +1