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Personal Finance Tips

Credit CardsFinancial PsychologyLoansSaving Money HacksFree MoneyInvestingInsuranceStudent Credit CardsFuture ProofingEmergency FundStarter Credit CardsRetirementFinance BasicsTaxesPersonal Finance TipsSmart FinanceCreditSpending HabitsRoth RetirementBuild Credit From ScratchUnexpected ExpensesTravel
Saving Money HacksSaving Money Hacks
+6+6
Why Insurance Isn’t A Scam (Even If It Feels Like One)
Aug 20, 2025

Why Insurance Isn’t A Scam (Even If It Feels Like One)

You’re not being dramatic—insurance can feel like burning money. But it’s also the most underrated tool to protect your future self and family (and most importantly, your bank account’s livelihood). It’s one of those things you don’t realize you need...until you really need it.

Richard Yoon, +1
Saving Money HacksSaving Money Hacks
+7+7
Where Should I Even Keep My Money?
Aug 13, 2025

Where Should I Even Keep My Money?

From checking accounts to high-yield savings, investing, and even neobanks—let’s find the smartest (and safest) spots for your cash. Sorry, Grandma, but your Folgers Fund isn’t exactly beating inflation...

Richard Yoon, +1
Personal Finance TipsPersonal Finance Tips
+2+2
Don’t Let Fraud Ruin Your Credit Glow-Up
Aug 06, 2025

Don’t Let Fraud Ruin Your Credit Glow-Up

Identity theft is real, but it doesn’t have to wreck your wallet.

Richard Yoon, +1
LoansLoans
+6+6
Get the Yes (Without the Stress): Securing Better Loan Terms
Jul 30, 2025

Get the Yes (Without the Stress): Securing Better Loan Terms

From credit scores to timing tips—here’s how to make lenders want to say yes to you.

Richard Yoon, +1
Credit CardsCredit Cards
+5+5
✈️ Ballin’ on a Budget: How to Travel Without Breaking the Bank
Jul 23, 2025

✈️ Ballin’ on a Budget: How to Travel Without Breaking the Bank

Smart tips for saving on trips—from flights to food—plus how your credit card can be your very own travel agent that saves you money.

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+4+4
Mind Over Money: Why You Buy Things You Don’t Need
Jul 16, 2025

Mind Over Money: Why You Buy Things You Don’t Need

How your brain tricks you into overspending—and how to outsmart it.

Richard Yoon, +1
Future ProofingFuture Proofing
+4+4
Taxes, But Make It Make Sense — Part 1
Jul 10, 2025

Taxes, But Make It Make Sense — Part 1

A beginner's guide to the basics of filing your taxes—without spiraling into panic mode.

Richard Yoon, +1
Saving Money HacksSaving Money Hacks
+4+4
“Don’t Sell When the Market’s Down”
Jul 02, 2025

“Don’t Sell When the Market’s Down”

(Unless You Enjoy Losing Money)

Richard Yoon, +1
Credit Card & Personal Finance Tips to Build Your Wealth

Luci Money Moves

Credit Card & Personal Finance Tips to Build Your Wealth

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